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Mortgages by Carmela

@mortgagesbycarmela

Carmela Durante - Lead Mortgage Planner 🏡 LICENSED TEAM Najhat Bennett @mariatagliente.mortgages

http://www.mortgagesbycarmela.ca/

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Changes to First Time Home Buyers! 
First time home buyers with a combined income of $120k or less can now receive an incentive from CMHC
- 5% reduction in mortgage amount for resale homes
- 10% reduction in mortgage amount for new builds If you find a home for $400k and put down minimum $20k (5%) your mortgage would be $380k. But now with the new incentive your mortgage amount would be reduced by $40k if a new build and $20k if a resale home.  So therefore reducing your mortgage balance and your monthly payments. 
More guidelines and structure to be put in place before it comes out in the fall, but call or DM if you have any questions! 
https://globalnews.ca/news/5069183/budget-2019-canada-housing-affordability/.

Changes to First Time Home Buyers! First time home buyers with a combined income of $120k or less can now receive an incentive from CMHC - 5% reduction in mortgage amount for resale homes - 10% reduction in mortgage amount for new builds If you find a home for $400k and put down minimum $20k (5%) your mortgage would be $380k. But now with the new incentive your mortgage amount would be reduced by $40k if a new build and $20k if a resale home. So therefore reducing your mortgage balance and your monthly payments. More guidelines and structure to be put in place before it comes out in the fall, but call or DM if you have any questions! https://globalnews.ca/news/5069183/budget-2019-canada-housing-affordability/ ...

It's feeling and looking like SPRING! 🦋🌷🌳 What does SPRING MARKET mean to you?  To us it means preapprovals, rate holds and homes, homes, homes! 🏠🏠🏠 Call us today to get yourself ready for SPRING!  We are available evenings and weekends as well! #yeg #mortgages #springmarket #lowrates #preapproval #homeofyourdreams.

It's feeling and looking like SPRING! 🦋🌷🌳 What does SPRING MARKET mean to you? To us it means preapprovals, rate holds and homes, homes, homes! 🏠🏠🏠 Call us today to get yourself ready for SPRING! We are available evenings and weekends as well! #yeg #mortgages #springmarket #lowrates #preapproval #homeofyourdreams ...

Have you been thinking about purchasing a new home sometime this year? Are you not sure if you’d qualify because of bad credit, employment history or having no down payment? I’ve got access to over 30 lenders so may have options for you. Give me a call today to see if you qualify! ✨🏡 780.231.7747
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#yegmortgages #yegre #yegfinance #stalbertmortgages #mortgagebroker #homeinspo #springmarket #dreambig #hustle #lovewhatyoudo.

Have you been thinking about purchasing a new home sometime this year? Are you not sure if you’d qualify because of bad credit, employment history or having no down payment? I’ve got access to over 30 lenders so may have options for you. Give me a call today to see if you qualify! ✨🏡 780.231.7747 . #yegmortgages #yegre #yegfinance #stalbertmortgages #mortgagebroker #homeinspo #springmarket #dreambig #hustle #lovewhatyoudo ...

A little food for thought for this Wednesday. What are you focusing on this week to help you achieve your goals? 💫
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#yegmortgagebroker #yegmortgage #yegfinance #stalbertmortgagebroker #yegrealestate #midweekmotivation #foodforthought #wednesdaywisdom #hustle #goalgetter.

A little food for thought for this Wednesday. What are you focusing on this week to help you achieve your goals? 💫 . #yegmortgagebroker #yegmortgage #yegfinance #stalbertmortgagebroker #yegrealestate #midweekmotivation #foodforthought #wednesdaywisdom #hustle #goalgetter ...

Dreaming of warm weather and pink skies. Who would love to own a property like this? 🌸🌅
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#yegmortgage #stalbertmortgage #yegfinance #yegmortgagebroker #hustle #workhardplayhard #homeinspo #dreambig #firsttimehomebuyer #goalgetter #vacationhome #secondhome.

Dreaming of warm weather and pink skies. Who would love to own a property like this? 🌸🌅 . #yegmortgage #stalbertmortgage #yegfinance #yegmortgagebroker #hustle #workhardplayhard #homeinspo #dreambig #firsttimehomebuyer #goalgetter #vacationhome #secondhome ...

The spring market is heating up, if only the weather was doing the same! Are you planning on buying a home this spring? Do you have any questions about preapprovals, rate holds, down payment, or anything else finance related? Give me a call and let’s chat! 780.231.7747 🏡🌸
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#yegmortgage #stalbertmortgage #springmarket #yegfinance #yegmortgagebroker #hustle #2019goals #homeinspo #dreambig #firsttimehomebuyer.

The spring market is heating up, if only the weather was doing the same! Are you planning on buying a home this spring? Do you have any questions about preapprovals, rate holds, down payment, or anything else finance related? Give me a call and let’s chat! 780.231.7747 🏡🌸 . #yegmortgage #stalbertmortgage #springmarket #yegfinance #yegmortgagebroker #hustle #2019goals #homeinspo #dreambig #firsttimehomebuyer ...

Some #midweekmotivation for this Wednesday! It’s all about taking the little steps every day to get to where you want to be ✨
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#yegmortgage #stalbertmortgage #yegmortgagebroker #hustle #2019goals #qotd #dreambig #firsttimehomebuyer.

Some #midweekmotivation for this Wednesday! It’s all about taking the little steps every day to get to where you want to be ✨ . #yegmortgage #stalbertmortgage #yegmortgagebroker #hustle #2019goals #qotd #dreambig #firsttimehomebuyer ...

Is anybody else missing Spring?! I hope everyone is enjoying what looks to be the last warm day this week! Happy Monday! 🌸
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#yegmortgage #yegmortgagebroker #yegfinance #stalbertmortgage #happymonday #staywarm.

Is anybody else missing Spring?! I hope everyone is enjoying what looks to be the last warm day this week! Happy Monday! 🌸 . #yegmortgage #yegmortgagebroker #yegfinance #stalbertmortgage #happymonday #staywarm ...

It’s that time of year! Have you made any New Year’s goals or resolutions? Maybe home ownership is a goal of yours!? 🏡 If it is, I would love to help you achieve that goal. I’m currently booking my calendar for complimentary consultations to help you set a PLAN to become a home owner in 2019! Call me today to book an appointment! 780-231-7747
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#yegmortgage #yegmortgagebroker #stalbertmortgage #happynewyear #newyearnewgoals #goalgetter #hustle #crushit #homeowner #mortgagesformillenials #firsttimehomebuyer #yegre.

It’s that time of year! Have you made any New Year’s goals or resolutions? Maybe home ownership is a goal of yours!? 🏡 If it is, I would love to help you achieve that goal. I’m currently booking my calendar for complimentary consultations to help you set a PLAN to become a home owner in 2019! Call me today to book an appointment! 780-231-7747 . #yegmortgage #yegmortgagebroker #stalbertmortgage #happynewyear #newyearnewgoals #goalgetter #hustle #crushit #homeowner #mortgagesformillenials #firsttimehomebuyer #yegre ...

Happy New Year! Here’s to 2019 🥂✨ Wishing all of my friends, family and clients great success and happiness in the coming year. I hope you all had wonderful Holiday’s and got to spend some time unplugged 💕
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#yegmortgage #yegmortgagebroker #stalbertmortgage #happynewyear #newyearnewgoals #goalgetter #hustle #crushit.

Happy New Year! Here’s to 2019 🥂✨ Wishing all of my friends, family and clients great success and happiness in the coming year. I hope you all had wonderful Holiday’s and got to spend some time unplugged 💕 . #yegmortgage #yegmortgagebroker #stalbertmortgage #happynewyear #newyearnewgoals #goalgetter #hustle #crushit ...

13 days until Christmas! Have you finished your shopping or have you not even started yet?! 🎄✨
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#yegre #yegrealestate #yegmortgages #yegfinance #yegliving #yegdowntown #yegmortgagebroker #homeinspo #holidayinspo #tistheseason #dreamhome #interiordesign #goalgetter #hustle.

13 days until Christmas! Have you finished your shopping or have you not even started yet?! 🎄✨ . #yegre #yegrealestate #yegmortgages #yegfinance #yegliving #yegdowntown #yegmortgagebroker #homeinspo #holidayinspo #tistheseason #dreamhome #interiordesign #goalgetter #hustle ...

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